1. Plan ahead when making purchaes. For example, this was especially handy when buying my children’s clothes for the summer. I waited for deals and promotions before going to buy their clothing. Along with saving money, this also helps because you can really budget and manage your spending when you plan ahead. Buying in a crunch can often cause you to pull money from areas where it is needed.
2. Watch credit card purchases. After I paid my cards off, it was a feeling of relief and freedom. Uncessesary debt can be such a burden! If you can’t pay the balance at the end of the month, evaluate if you are making the right decision of purchasing with a credit card. Remember, the less debt you have, the more freedom you have with your money.
3. Watch eating out. As stated in Pt.2, this is an area where money can really be saved. As we know, many Americans are now realizing that eating (and cooking-no takeout) dinner at home saves money, can be healthier, and builds the fanily unit.



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